With the markets predominantly producing positive news so far this year, you would think that would have investors feeling optimistic. But are they? Carl Richards, director of investor education for the BAM ALLIANCE, senses what is known as the “wall of worry” on Wall Street — that the markets are doing well in spite of investors’ worries, whether it’s Europe and Cypress or the continued debt debate here. Carl writes of the importance of staying disciplined, whether you are feeling anxious or optimistic: “No matter if you’re feeling excited or scared, those feelings are normal. It’s OK to feel it — but it’s not OK to act on it.”